WHAT ARE DIGITAL CURRENCIES?

Digital currencies are forms of money that exist only in electronic

 from. Unlike physical cash

, they aare stored, transfarred, and managed using digital

 system, includinng

computures and mobile devices. Digital currencies

 can be centralized, like those issued

by governments (Central Bank Digital Currencies- CBDCs,)

 or decentralized, like 

cryptocurrencies such as Bitcoin and Ethereum. They offer fast,

 borderless transactions

and are increasingly shaping the future of global finance.

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